work from home

How to Start an Etsy Downloadable Printables Store in One Night

etsy downloadable printables

HOW TO START AN ETSY DOWNLOADABLE PRINTABLES STORE IN ONE NIGHT

If you read my blog then you know I love creating various income streams, especially passive income streams, and showing you how you can do the same.  My third guest post this summer is fantastic and comes from Jennifer at Mamafurfur.com  If a passive income is what you’re after, then read on.  Over to Jennifer….

Having a little side project to work on is one of the sure fire ways to make some money in your spare time, whilst having a little bit of fun. And one of the best ways to create any business is to start with the goal of passive income, where you don’t need to exchange your time for the money, in mind.

Related: 10 Passive Income Ideas You Can Start Today

With that very reason, I’m a huge fan of instant downloadables and selling to customers via Etsy for example. This means you don’t even have to have a website or blog to start your own little business on the side selling a creative talent.

Not artistic? Don’t worry – my best drawing skill involves stick men usually, which is why I will show you how to set up your own Etsy suitable creative items using an online publisher and creating tool called Canva.

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Can Matched Betting Be Sustained? My Journey 1 Year On

can matched betting be sustained

CAN MATCHED BETTING BE SUSTAINED? THIS IS MY JOURNEY ONE YEAR ON…(Updated for 2022)

If you follow my blog then you know I LOVE Matched Betting as a way to make some extra money that is totally tax free!  I get lots of questions all the time about Matched Betting and my earnings so I thought I would share my Matched Betting journey as I started just a little over a year ago.

Matched Betting is just one of my income streams along with other things such as making money on ebay and blogging. If you want to set up a blog of your own to make money, I have step by step instructions here.

Related: How to Earn a Regular Income on eBay

If you’ve never heard of matched betting, before we go any further, it’s worth reading my blog post which explains a bit more about what it is and how you can make money.

For this post, I thought I would just update you on how it has worked for me and the income i’ve earned which will hopefully answer the question, can matched betting be sustained?

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Thinking Outside the Box to Boost Your Income

boost your income

This is a contributed post

THINKING OUTSIDE THE BOX TO BOOST YOUR INCOME

I think many of you will agree that we would like more money in our lives. Of course, it doesn’t necessarily make us happier, but it can certainly make life easier. This, in turn, can present opportunities for happier times. However, if you work and have a set wage, it can often feel like there is no other way to boost your income, but this is where you are wrong.

Here are some things that you may not have thought of that could put more cash into your pocket!

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Make an Extra £100 This Week

make an extra £100 this week

MAKE AN EXTRA £100 THIS WEEK

Would you like to know how to make an extra £100 this week?

For those of you that follow my blog you will know that I make all of my income from home, mainly on-line.  I love working from home and have a few income streams. This blog is just one of them. If you want to set up a blog of your own, I have written some really useful step by step instructions here.

You can read about my first 12 months blogging income here

I’ve been self-employed for 15 years now and the one thing it has taught me is you can always make extra money if you put your mind to it.

We often read about people who are earning thousands and thousands of pounds per month on-line, but if you are not used to making extra money, that might seem out of reach.

Sometimes we just need to earn some extra cash fast and being able to make an extra £100 this week might just make all the difference.

What would £100 do for you?  Maybe it would help with your Christmas shopping, maybe put it towards a holiday or perhaps you just want to treat you and your family to an amazing day out.

The value of it will be very personal, but whatever it is you want it for, today I am going to show you how to do it, totally risk free!

If you do the work and follow the instructions, in one week’s time you will be £100 better off!

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5 Ways to Make Money in Your Spare Time

 ways to make money in your spare time

5 WAYS TO MAKE MONEY IN YOUR SPARE TIME

Do you want to learn ways to make extra money?  Some people need extra income to pay off debt, for others it’s to pay for luxuries. Whatever the reason, extra income will always make our lives easier and help us to sleep easier at night!

For those of you that have been following my blog, then you know that I’m a work at home mum, you can read my story here.  I have various income streams and I earn more with some things than others.

However, for many of you, you will already have a job or a busy life and want to learn ways to make extra money in your spare time.

Some of these ideas may only pay a few pounds here and there, but those pounds soon add up to a nice little sum!

You can then choose to pay off debt, put the money away into a savings account or treat yourself to those luxuries in life you would otherwise not be able to afford.

If you are strapped for time, here are some ways to make money in your spare time when you have an odd spare few minutes or hour free. (more…)

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7 Ways You Can Teach Your Child To Make Money

 

teach your child to make money

7 WAYS YOU CAN TEACH YOUR CHILD TO MAKE MONEY

Whether or not you want to teach your child to make money is a personal choice. I have chosen to teach my child for the following reasons:

  • I want him to grow up knowing he can make money if ever he really needs to.
  • To give him the right mindset to be self employed should he want that for himself when he’s older.
  • It shows him the value of money and where it comes from.
  • I would like him to grow up with a positive attitude to money and understanding that if he’s willing to work for something, he can achieve it.
  • Simply, as a Mum, I want him to know that he will always be ok and there are always ways you can make money!

So, how can you teach your child to make money? (more…)

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5 Companies That Offer Flexible Working Hours for Mums

flexible working hours for mums

5 COMPANIES THAT OFFER FLEXIBLE WORKING HOURS FOR MUMS

There are lots of companies that offer flexible working hours. It is becoming more and more popular and is certainly a welcome alternative for busy parents.

You may already be working for a company that offers flexible working hours but for many, the reality is that this just isn’t fully available.

If you have read about me, then you will know that I’m a work at home mum, or a WAHM, as we are now called! I love working from home but for some, getting out of the house is important. If you want the flexibility but don’t want to be working at home all day then some of these options could be for you. (more…)

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How to Make Money with Matched Betting in 2023

 how to make money with matched betting in 2021

 

HOW TO MAKE MONEY WITH MATCHED BETTING IN 2023 – STEP BY STEP (Updated for 2023)

If you want to know how to make money with Matched Betting then you’ve come to the right place.

I first read about Matched Betting a few years ago but put the idea on the back burner. Oh, how I wish I had just got stuck in and started it then. So why did I put it off?

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About

ABOUT ME

Hi, i’m Michelle, the author of Time and Pence, also known on Facebook as ‘Top Tip Mom’. Welcome to my family blog. I’m here primarily to help you make and save money and get your family organised to create more time.

I gave up my stressful career in the corporate world around 20 years ago to have more time for my family and since that day I have done many things to make money, all with flexible hours, and have proved to myself that it’s possible to make money and have time to live the life you choose. I now love showing my readers how they can do the same too!

I have lots of money-making and money-saving knowledge that I would love to share with you.

In addition to this, I have a keen interest in keeping myself and my family as healthy as possible with the challenges of chronic disease. Therefore, my posts will mainly cover money making, money saving, and getting organised, with some great health tips thrown in!

I hope my blog will help you and entertain you, but most of all inspire you.

So, join me on my journey and let’s make money, save money, have more time, and live a healthy life together!

Michelle x

 

Work With Me

If you would like to collaborate on a blog post or on social media, please send an email with your proposal and budget to timeandpence@gmail.com and I will get back to you.

Copyright

Information on this website may be used for personal use only.  No part of it may be stored, reproduced, copied or transmitted by any means without prior permission from the Author.

Disclosure

While every attempt is made to provide correct information, this site is for informational and entertainment purposes only.  I am not a financial expert and all views expressed are personal opinons. Before making any financial decisions you should seek financial advice for your personal circumstances from a trusted professional. The information on this site may become outdated over time.

Disclaimer

TimeandPence.com may use advertisements and affiliate links on this site, which means that if you click on a link and it takes you through to a website and you register or purchase something, Time and Pence will get a small compensation from that sale at no extra cost to you. You are not obligated to click on any links or to purchase any products that are advertised or recommended.

All opinions and reviews are honest and my own or that of guest posters.

These terms are subject to change without notice.

 

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