money management

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4 Things You Need to Know Before Taking Out a Loan

things you need to know before taking out a loan

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4 THINGS YOU NEED TO KNOW BEFORE TAKING OUT A LOAN

People take out loans all the time, and in fact, three out of ten people in the UK have reportedly taken out more than one loan within a given year. These loans help them cover expenses and are a quick way to boost their finances. But while borrowing money is an excellent way of dealing with emergencies when you are strapped for cash, it comes with its risks. Therefore, before making a loan request, it’s essential to know how the process works and the potential effects your borrowing might have on you and your lifestyle. So what are some of the things you need to know? Let’s take a closer look below.

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4 Surprising Money Traps to Avoid

money traps to avoid

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4 SURPRISING MONEY TRAPS TO AVOID

Ah, money! We love to have it, but we are prone to make costly mistakes. When the current pandemic is threatening both the economy and our mental health, it’s fair to say that financial mishaps are more likely to happen. However, careful budgeting can only do so much for you. If you’re going to make sure that your pennies work hard for the household, you need to learn how to avoid money traps. 

You may be thinking of financial scams or data exposure, but these are only some of the risks you are facing in your financial journey. Did you know that some of the most common money traps sit just underneath our noses day after day? 

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