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Women who are never broke know how important it is to save and not live pay cheque to pay cheque. While saving is important, there is more to being financially smart than simply putting 20% of your income aside every month.
Here are three simple, yet effective habits of women who are never broke that you can start adopting into your everyday life.
There is nothing worse than worrying about money. It can keep you awake at night, stop you concentrating and affect relationships but there are ways that you can stop stressing. If money worries are constantly on your mind and you want to stop and feel more relaxed, it’s time to do something about it.
Today we will look at six simple things you can do to help yourself now.
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Do you feel stuck in life right now? Maybe you feel as though you’re on a never-ending conveyer belt? If you know that you’re maybe not really where you want to be in life right now then you’re going to want to try and do something about that. However, when you are stuck, you may not always feel very motivated to do it. Even when it’s what you need to do the most, you may need a little help to motivate you.
Sometimes, when you have an action plan in place, it helps you to get out of the hole you were in and find a positive solution. So, if you want to know how to change your life for the better, here are some ideas to get you started.
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We all know that saving money can be a challenge, hence why we dedicate entire budgets to the purpose! Yet, when it actually comes to putting those savings somewhere safe, many of us are entirely unaware of our options.
Most commonly, of course, you’ll consider piling your saved money straight back into the bank. In the UK, especially, this is our saving go-to. With the right account, you could even enjoy small amounts of interest on your money this way.
But, that doesn’t negate the fact that your savings could serve you better if you entertained alternatives like bonds, trading, and even property. For proof of why you should, consider the following downfalls of bank-based saving pots.
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Over the last few years, cryptocurrency has rapidly taken over the world. From Bitcoin to Litecoin and Ethereum, they are now worth millions of dollars. But what are they?
A cryptocurrency is a digital asset which is designed specifically to work as a way of exchanging money. Securing financial transactions, verifying the transfer of assets and controlling the creation of additional units, it’s an incredibly complex concept to grasp.
Because of this, many people might be wondering whether or not they should invest in it (or use it as part of a side income). But that’s not the only downfall of cryptocurrency. You could also face issues with market fluctuations, no security over your assets and have to deal with the inability to trace transactions.
However, although there are several cons, there are notable pros that you should be aware of. To give you a better indication of the digital currency, today we will look at the pros and cons of cryptocurrency.
When it comes to small businesses, knowing what solutions to add that will push it further in the direction of success can be tough. Many fall shy simply with the technology they use.
Today we are going to be taking a brief look at some of the mistakes small businesses make when it comes to technology and then we are going to be examining a few additions you may want to add to your business that may give you the edge that you have been missing.
Payday loan companies will try to convince you that taking on a payday loan is your only option. You may think they’re right. After all, you’ve been hit with an unexpected shortfall or a hefty bill. Maybe you can’t pay it and you’re under pressure. What other options do you have? But, what is a payday loan and why should it be avoided?
However, payday loan lenders aren’t the only people you can turn to. If you really are in a fix and you’re in regular employment, then there’s no reason why you can’t try and take out a short term loan instead. But what’s the difference? Is that better for you? Read on to find out more.
If there is one thing that you do not want to do for your wedding day, it’s getting into debt.
Every bride and groom should be able to start out their marriage in a solvent, and for that, you need to get serious about saving well before the time comes.
You can have the exact wedding that you want when you carefully save up, plan and choose wisely for every area of the planning process. Once you do, you’ll be saying “I Do” without debt from your day hanging over your head. With that in mind, let’s check out some smart budgeting tips that you can employ for your big day.
Today we will look at how to have a cheap wedding that is still beautiful and everything you’ve been dreaming of.
We all want to save money on the essentials. Especially the big ones. But so few of us actually shop around for the best deals to bag bargains. At the end of the day, we live in a competitive marketplace and different sellers and providers are going to vye against each other for your custom.
This can lower costs and result in better deals. You just have to make sure you’re not complacent and ensure that you actively go out and get the lower cost items or services. Here are a few big purchases you can really save on!
Everyone can be an investor. You don’t need a considerable amount of cash, but you do need to put the hours in to get there. Money doesn’t come back to you overnight, and you have to learn where you put money to see a return. There are investments that will suit any budget too.
The basic idea behind any investment is that your money will grow. It might be because you want to leave money behind for your children, or it might be that you want to live a luxury lifestyle asap. Whatever it is, here are a few investments that you can’t go wrong too with.
Of course, you should never invest more than you can lose, and always seek advice before investing.
