financial planning

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Blatant Signs Your Small Company is Going Downhill

signs your small company is going downhill

 

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BLATANT SIGNS YOUR SMALL COMPANY IS GOING DOWNHILL

Businesses are a little bit like ice creams on a sunny day – they don’t last forever. Either they melt in the heat or get eaten. Either way, the outcome is rarely good long-term. 

Eventually, therefore, you’ll find your business on shaky ground. Something will change (usually technology, regulation or consumer tastes), and your firm will start to go downhill.

The trick is to recognize when circumstances conspire against you so you can take action to mitigate the fallout. 

There is no shame in admitting your business has a problem. Just look at what happened to Apple in the early 1990s. The company nearly went bankrupt after becoming bloated and delivering sub-par products to consumers that destroyed its brand and reputation. 

The trick is to identify issues early so that you can respond effectively. Here are the signs and what to do.  (more…)

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Discover the Key Decisions that Rich People Make

key decisions that rich people make

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DISCOVER THE KEY DECISIONS THAT RICH PEOPLE MAKE

Do you want to boost your income and improve your financial situation? If so, then it’s worth exploring the actions of the rich. Here are some of the key decisions that rich people make that you should replicate. 

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5 Things We Should All Be Saving For

things we should all be saving for

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5 THINGS WE SHOULD ALL BE SAVING FOR

If you’re someone who’s serious about managing your family finances as effectively as possible and ensuring that your family are well looked after, there are a few things that you should be saving for – in fact we should all be saving for the following:

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How to Use Your Property to Make Money – 5 Ideas

how to use your property to make money

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HOW TO USE YOUR PROPERTY TO MAKE MONEY

– 5 IDEAS

Chances are, you’ve heard of making money from home. In fact, remote working is more popular than ever with over 5 million people in the U.S. alone working from home at least some of the time.  But, did you know that your home can actually work for you? 

If you’re like most people, you’re probably always on the hunt for quick ways to make extra cash. So, you might not think of anything that deals with your home as a way to do that, since it’s such a big undertaking. 

But, there are ways in which the house you live in could actually provide you with extra income each month. Passive income from your home can be used to offset your mortgage or to save up for a new place. You can even use it to pay off debts. 

The best part? It doesn’t have to be complicated! Now, if you’re looking for a large lump sum of money all at once, you might want to consider the pros and cons of something like an equity release. But, if you want fast, consistent cash, keep reading for some ideas of how you can use your property to make money.

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Planning Your Family’s Financial Future

planning your familys financial future

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PLANNING YOUR FAMILY’S FINANCIAL FUTURE

The coronavirus has had an effect on people’s finances in one way or another. For some, a cutdown on social activities and commuting has helped them pay off debts and build up savings, while others have fallen on hard times due to being unable to work. Whether you’ve been affected positively or negatively, it’s definitely given some food for thought about your family’s finances.

Getting serious about your family’s financial future can help you make some smarter money decisions. Whatever your situation, it’s good to have some peace of mind that your finances are under control. Here are some things to think about for your future finances to help you get started.

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Financial Products and Services – Indulgence or Necessity?

financial products and services

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FINANCIAL PRODUCTS AND SERVICES – INDULGENCE OR NECESSITY?

It’s difficult to pick up a magazine, turn on the TV or go for a walk along a main street without being confronted by advertising for financial products and services such as a mortgage or a credit card. The financial services industry is huge, and the vast majority of us have, in addition to our bank current account, at least one other product or service within the sector. 

It’s easy to understand why we have these products. Some of them increase our spending power in the present, while others allow us to have a more comfortable future. But do we need them? Do these products represent good value for money? Below, we will look at what is on offer, and consider the pros and cons of owning and using these products.

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Should You Apply for a HMO Mortgage?

should you apply for a hmo mortgage

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SHOULD YOU APPLY FOR A HMO MORTGAGE?

More and more buyers are becoming interested in HMO mortgages these days, considering this type of funding for the commercial properties that they’d like to buy. Is a HMO Mortgage something that might benefit your business? Should you apply for a HMO Mortgage? Let’s talk a little about what HMO Mortgages are and how they work. 

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The Hidden Costs of Buying a New Home

the hidden costs of buying a new home

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THE HIDDEN COSTS OF BUYING A NEW HOME

When it comes to making a property investment, there’s no doubt that the biggest and most important cost to keep in mind will be the price of the home itself and how the mortgage covers that. However, when you’re setting up a purchase and costs-of-living budget, it’s important that you don’t forget about the following costs, too.

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Are You Making the Most of Your Money?

making the most of your money

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ARE YOU MAKING THE MOST OF YOUR MONEY?

It’s pretty natural to want to take care of your finances. After all, not all of us can be lottery winners who are lucky enough to have money to burn. Money is one of, if not the most precious resource that many of us will interact with in our lives. It’s the thing that allows you to live your life the way that you want to. It’s the deciding factor for many of life’s biggest decisions. Your career, your home, whether you can travel, whether or not you should have kids.

With so much of your life riding on this one thing, it’s no surprise that the vast majority of people are pretty concerned with making their money work for them. After all, you probably worked pretty hard to earn that money so you want to get the most out of it.

Now, this might sound like a pretty significant proposition but, in fact, it’s far simpler than it seems. Here are a few, extremely simple ways that you can make your money work for you.

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Moving Your Family to Another Country – 4 Organisation Tips

moving your family to another country

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MOVING YOUR FAMILY TO ANOTHER COUNTRY – 4 ORGANISATION TIPS

There are very few times in life that are as exciting as moving abroad. However, there aren’t many times when you will need to really put in a lot of groundwork like this either. Moving your family to another country can happen pretty quickly once the wheels are in motion though.

The exciting life of an expat is something that many people covet. It isn’t hard to see why either, being fully immersed in a new culture, trying to learn a new language, and widening that social circle – all fun stuff. 

But before the fun comes some essential planning. 

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