budgeting

5 Ways to Save on Your Food Bill

ways to save on your food bill

5 WAYS TO SAVE ON YOUR FOOD BILL

We all need food to survive. Three meals a day provide us with all the nutrients our body requires to function properly and stay healthy. If you don’t eat enough of the right food you will end up malnourished, physically weak, and susceptible to all kinds of illnesses and health conditions. 

But food can be expensive. Particularly if you have a whole family of mouths to feed. But as with all household expenses, there are plenty of great ways to reduce your budget when it comes to food. Through a few money-saving hacks and clever tricks, you can slash your costs and keep your family nourished and healthy without compromising on the quality of your meals.

Here are some ways to save on your food bill to get your started.

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Managing Your Money as a Freelancer

managing your money as a freelancer

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MANAGING YOUR MONEY AS A FREELANCER

Freelancers should be proud, you are a small business owner who is making your own money in your own way. It takes a lot of courage, determination, and countless hours of time. Whether you are hard at managing your influencer Instagram posts, managing a blog, or creating content for clients, you are running a business that deserves to be taken seriously. 

Whatever you do as a freelancer, and whatever services you provide, you will need to manage your money in order to grow and be secure. 

Have a look at the following tips that will help you to manage your money as a freelancer: 

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How to Manage Money When You’re Widowed

manage money when you're widowed

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HOW TO MANAGE MONEY WHEN YOU’RE WIDOWED

After the death of a spouse, adjusting is always difficult. Grief can feel overwhelming, and it can be almost impossible to worry about practical things at first. Unfortunately, at some point, you will have to think about things like finances after the loss of a spouse. 

Here are some some top tips on how to manage money when you’re widowed.

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5 Tips for Achieving Financial Stability

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5 TIPS FOR ACHIEVING FINANCIAL STABILITY

Whether you feel as though you are swimming in debt, or are trying to find a new job, you may feel as though financial security is out of the picture for you. Something that you would love to obtain, but is just a little out of reach. However, there are several steps you can take that can get you started on the right path, providing you with great financial stability to guide you through difficult times. 

With that in mind, here are some things you can do to boost your financial stability.

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Keep Your Finances Afloat in January

keep your finances afloat in january

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KEEP YOUR FINANCES AFLOAT IN JANUARY

We all know how difficult life can be in January once the festive season is over. After Christmas, most of us are a little short on money and this is something that can impact us in many ways. 

After the year we all had in 2020, it is likely that you are struggling financially even more than before and that’s why we want to provide some help to you this month to lighten the load and help you get back on track. 

Here are some of the ways that you can stay on top of your finances in January and save some money at home.

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Ways to Improve Your Financial Situation

 

ways to improve your financial situation

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WAYS TO IMPROVE YOUR FINANCIAL SITUATION

Your finances are an important aspect of your life and can impact your mood and stress levels. If you’re struggling financially then you may be overwhelmed and not sleep well at night knowing you may have trouble paying your bills and supporting your family.

Be glad to know there are ways to improve your financial situation and find more stability. It’ll require careful intention and hard work on your part but know that over time your efforts will pay off and bring you peace of mind. It won’t be long before you’re saving up money and living within your means when you follow these tips.

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The True Cost of Buying a £1m Home

buying a £1m home

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The True Cost of Buying a £1m Home

Having £1m in the bank does not always mean that you’re in a position to buy a million-pound home. While property has proven itself to be a worthwhile investment in the long-term and the sale of high-value properties is on the rise, it’s important to consider all the hidden and associated costs involved with purchasing a property at this price tag.

Even if you have enough cash to buy the property outright and don’t need a mortgage to make the purchase, there are still various upfront and ongoing costs to consider. Here are some of the costs associated with buying a £1m home. 

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5 Things We Should All Be Saving For

things we should all be saving for

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5 THINGS WE SHOULD ALL BE SAVING FOR

If you’re someone who’s serious about managing your family finances as effectively as possible and ensuring that your family are well looked after, there are a few things that you should be saving for – in fact we should all be saving for the following:

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Planning Your Family’s Financial Future

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PLANNING YOUR FAMILY’S FINANCIAL FUTURE

The coronavirus has had an effect on people’s finances in one way or another. For some, a cutdown on social activities and commuting has helped them pay off debts and build up savings, while others have fallen on hard times due to being unable to work. Whether you’ve been affected positively or negatively, it’s definitely given some food for thought about your family’s finances.

Getting serious about your family’s financial future can help you make some smarter money decisions. Whatever your situation, it’s good to have some peace of mind that your finances are under control. Here are some things to think about for your future finances to help you get started.

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Financial Products and Services – Indulgence or Necessity?

financial products and services

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FINANCIAL PRODUCTS AND SERVICES – INDULGENCE OR NECESSITY?

It’s difficult to pick up a magazine, turn on the TV or go for a walk along a main street without being confronted by advertising for financial products and services such as a mortgage or a credit card. The financial services industry is huge, and the vast majority of us have, in addition to our bank current account, at least one other product or service within the sector. 

It’s easy to understand why we have these products. Some of them increase our spending power in the present, while others allow us to have a more comfortable future. But do we need them? Do these products represent good value for money? Below, we will look at what is on offer, and consider the pros and cons of owning and using these products.

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